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REAL ESTATE & MORTGAGE BLOG - INSIGHTS, TIPS & MARKET UPDATES
Stay informed with expert advice, market updates, and insider tips from our team of Vancouver real estate agents and mortgage brokers. Whether you're buying, selling, or simply staying in the know, our blog delivers the knowledge you need to make smart, confident decisions in today’s market.
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Vancouver Home Buying Guide: Stress-Free Steps to Your Dream Home
Buying a home in Vancouver doesn’t have to be stressful. This Vancouver home buying guide walks you step by step through the process — from defining your lifestyle needs and accessing exclusive listings, to touring homes with confidence, analyzing market trends, and navigating negotiations and closing. With the right guidance, you can find your dream home seamlessly and start your next chapter with confidence.
Sep 26


Home Buyer Guide: How Deposits Really Work in BC Real Estate
When buying a home in BC, one of the first major steps is paying your deposit. Typically 5–10% of the purchase price, your deposit shows commitment to the seller and is applied toward your down payment at completion. In this video, Erin Price Emery explains when deposits are due, who holds them, and why they matter — so you can navigate the home buying process with confidence.
Sep 26


Why Reviewing the Title Search Document is Essential When Buying a Home in BC
When buying a home in British Columbia, one of the most important but often overlooked steps is reviewing the title search document. This record confirms the seller’s legal right to transfer ownership, reveals any mortgages, liens, or unpaid taxes, and outlines easements or restrictive covenants that could impact how you use your property. By reviewing the title upfront with a lawyer or notary, you protect yourself from fraud, unexpected costs, and future disputes—ensuring yo
Sep 26


What Is a Strata? Complete Guide for BC Homebuyers | Vancouver Real Estate
Buying into a strata means more than just owning your unit—it’s about co-owning the shared spaces and being part of a community with rules, responsibilities, and costs. From strata fees to bylaws, understanding strata living is essential to protecting your investment and lifestyle.
Sep 26


The Hidden Costs of Buying a Home in Vancouver That Every Buyer Needs to Know
When you’re buying a home, it’s easy to focus on the price tag — but the hidden costs can add up fast. From legal and notary fees to property transfer tax, inspections, and closing costs, buyers should budget an extra 1.5%–4% on top of the purchase price. Planning ahead helps you avoid last-minute surprises and ensures you’re financially ready for closing day.
Sep 26


Understanding Agency Relationships When Working with a REALTOR in British Columbia
Agency relationships in BC real estate aren’t just paperwork—they’re your roadmap to knowing who’s in your corner. Understanding them means you can move forward with confidence and peace of mind.
Sep 26


📉 Canada’s 2.75% Rate Cut: What Buyers, Sellers, and Homeowners Need to Know in 2025
On September 17, 2025, the Bank of Canada cut rates to 2.75% for the first time in six months. This move could save homeowners on variable mortgages about $70/month, while giving buyers more affordability and sellers more demand. In this video, I break down what this means for mortgages, real estate, and the housing market outlook for 2025—plus what to expect ahead of the October 29th announcement.
Sep 19


Maple Ridge Family Oasis: Spacious 4-Bedroom Home in a Peaceful Double Cul-de-Sac
Welcome to your Maple Ridge family oasis—this spacious 4-bedroom, two-level home is tucked away in a quiet double cul-de-sac, offering comfort, privacy, and convenience. With a beautifully updated kitchen, multiple living areas, and a large fenced backyard perfect for kids, pets, and entertaining, every day feels like a vacation. Located just steps from schools, parks, shopping, and transit, this Maple Ridge home for sale blends family living with unmatched accessibility.
Sep 15


Why Now Is the Perfect Time to Buy a Home in Vancouver 🏡
Now could be the perfect time to buy a home in Vancouver. With high inventory, less competition, and more negotiating power, first-time buyers have a rare opportunity to find their dream home without feeling rushed. Take your time, explore your options, and secure a home that truly fits your lifestyle and budget.
Aug 22


🏡 Conventional vs. Insured Mortgages in Canada: Which One Saves You More?
Buying a home in Canada? Understanding the difference between a conventional mortgage and an insured mortgage could save you thousands. From down payment requirements to CMHC insurance fees and long-term strategy, this guide breaks down what you need to know to choose the best option for your financial goals.
Jul 23
Erin Price Emery Real Estate & The Collective Team of Real Estate Agents & Mortgage Brokers proudly serve Vancouver, North Vancouver, West Vancouver, Burnaby, Richmond, New Westminster, Coquitlam, Port Moody, Port Coquitlam, Surrey, Langley, Delta, Tsawwassen, White Rock, Maple Ridge, Pitt Meadows, and communities across British Columbia.
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