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REAL ESTATE & MORTGAGE BLOG - INSIGHTS, TIPS & MARKET UPDATES
Stay informed with expert advice, market updates, and insider tips from our team of Vancouver real estate agents and mortgage brokers. Whether you're buying, selling, or simply staying in the know, our blog delivers the knowledge you need to make smart, confident decisions in today’s market.
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Buying a Condo with a Dog in Vancouver: 3 Steps Every Pet Owner Should Know
Buying a condo with a dog in Vancouver isn’t just about finding your dream home — it’s about ensuring your pup is welcome too. From confirming pet policies to reviewing strata bylaws, discover the 3 essential steps that make your home search stress-free and pet-approved.
Oct 28


Understanding the Property Disclosure Statement (PDS) in British Columbia Real Estate
The Property Disclosure Statement (PDS) is one of the most valuable documents in any real estate transaction in B.C. It gives buyers insight into a property’s condition, history, and potential red flags — directly from the seller. Learn what the PDS covers, what it doesn’t, and why due diligence is key before you write an offer.
Oct 10


How Your Income Impacts Mortgage Approval in Vancouver: Salary, Commission, Tips & Side Hustles Explained
Your income determines how much mortgage you qualify for in Vancouver — but not all income is treated the same. Salary, commission, cash tips, side hustles, and maternity leave all factor differently into the approval process. Find out what counts and how to maximize your borrowing power.
Oct 2


5 Signs a Seller Is Motivated — And How to Negotiate a Smarter Deal in Any Market
Think the seller might be motivated? Learn how to spot the signs—like days on market, price drops, or vacant homes—and use them to your advantage when buying real estate in Vancouver. Smart, strategic tips for home buyers by Erin Price Emery.
Sep 29


Vancouver Home Buying Guide: Stress-Free Steps to Your Dream Home
Buying a home in Vancouver doesn’t have to be stressful. This Vancouver home buying guide walks you step by step through the process — from defining your lifestyle needs and accessing exclusive listings, to touring homes with confidence, analyzing market trends, and navigating negotiations and closing. With the right guidance, you can find your dream home seamlessly and start your next chapter with confidence.
Sep 26


Why Reviewing the Title Search Document is Essential When Buying a Home in BC
When buying a home in British Columbia, one of the most important but often overlooked steps is reviewing the title search document. This record confirms the seller’s legal right to transfer ownership, reveals any mortgages, liens, or unpaid taxes, and outlines easements or restrictive covenants that could impact how you use your property. By reviewing the title upfront with a lawyer or notary, you protect yourself from fraud, unexpected costs, and future disputes—ensuring yo
Sep 26


What Is a Strata? Complete Guide for BC Homebuyers | Vancouver Real Estate
Buying into a strata means more than just owning your unit—it’s about co-owning the shared spaces and being part of a community with rules, responsibilities, and costs. From strata fees to bylaws, understanding strata living is essential to protecting your investment and lifestyle.
Sep 26


The Hidden Costs of Buying a Home in Vancouver That Every Buyer Needs to Know
When you’re buying a home, it’s easy to focus on the price tag — but the hidden costs can add up fast. From legal and notary fees to property transfer tax, inspections, and closing costs, buyers should budget an extra 1.5%–4% on top of the purchase price. Planning ahead helps you avoid last-minute surprises and ensures you’re financially ready for closing day.
Sep 26


Understanding Agency Relationships When Working with a REALTOR in British Columbia
Agency relationships in BC real estate aren’t just paperwork—they’re your roadmap to knowing who’s in your corner. Understanding them means you can move forward with confidence and peace of mind.
Sep 26


📉 Canada’s 2.75% Rate Cut: What Buyers, Sellers, and Homeowners Need to Know in 2025
On September 17, 2025, the Bank of Canada cut rates to 2.75% for the first time in six months. This move could save homeowners on variable mortgages about $70/month, while giving buyers more affordability and sellers more demand. In this video, I break down what this means for mortgages, real estate, and the housing market outlook for 2025—plus what to expect ahead of the October 29th announcement.
Sep 19
Erin Price Emery Real Estate & The Collective Team of Real Estate Agents & Mortgage Brokers proudly serve Vancouver, North Vancouver, West Vancouver, Burnaby, Richmond, New Westminster, Coquitlam, Port Moody, Port Coquitlam, Surrey, Langley, Delta, Tsawwassen, White Rock, Maple Ridge, Pitt Meadows, and communities across British Columbia.
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